More Mars pension. More opportunities.
You want more Mars pension? No problem with the Supplementary Plan! You can make your own additional contributions to the Mars-financed benefits in the Pension Plan with the Supplementary Plan! In that way, you make a targeted effort to provide for additional income during retirement. And one that offers you more opportunities to enjoy your well-deserved retirement.
Five things you should know about the Supplementary Plan
1. Purpose of the Supplementary Plan
Signing up for the Supplementary Plan means you want to increase the Mars pension you get from the Pension Plan!
2. Favorable tax terms – deductions from your gross salary
Your contributions are deducted directly from your gross income. They are also tax-free, and up to a certain limit, also exempt from all social security contributions. This also means: you save on taxes and social security contributions today. The result? You are paying in much less than is actually deposited into your retirement plans!
3. Contributions with leeway
You decide how much exactly you want to pay in! Overall, you can deposit up to 20% of your regular monthly gross income in the three schemes together (Compensation Plan, Bridging Plan, Supplementary Plan).
4. Flexibility – choose your own contributions
You decide not only how much but also what you want to contribute! Because the Supplementary Plan not only takes cash. You can also make contributions from accrued annual leave and the associate savings scheme to boost your retirement pension
5. Tailored participation
The participation agreement is valid as of September of any year and entered into for a period of 12 months until revocation. This way, you are flexible and can check regularly if you want to change your contributions in the period from 1 June to 5 September of any year. Please remember to enter your changes in the Pension Portal before this time window closes. Our Mars service: We will remind you of this on time, so you can adjust your decision if you wish.
More pension provision – lower taxes and social security contributions. The impact on taxes and social security contributions is identical in all four schemes (Compensation Plan, Bridging Plan, Supplementary Plan, One-Off Contribution Plan). This is how it works: …