Leaving early: Most often, you stay connected…
Today’s working world is more mobile. Perhaps you won’t stay at Mars until retirement. What happens to your Mars retirement pension?
The balance of the Associate Contribution Plan is simply carried on as a non-contributory deposit. It has been non-lapsable from day one. You can have it paid out once you officially enter retirement. In addition, you and your family continue to be provided for in case of a reduced earning capacity or death.
The balance of the Associate Retirement Plan is after 5 full years of employment vested. The amount of your pension after you have left Mars is determined by law. When you leave, you receive a vesting certificate of your entitlements to help with your planning.
As soon as you want to draw benefits, you simply submit a request to the Mars Pension Service. The payout rules do not change, even when you leave Mars early.